How do I get started with my credit card?

Once your application has been approved, a physical card may be sent to your home address by mail. If your account includes a physical card, you will typically receive it within a few business days after the application has been approved.

The card can be activated via online banking no earlier than 48 hours after it has been issued or at the time of your first purchase in a physical store. To ensure the activation is completed correctly, it is important that the first purchase is made using chip and PIN. Contactless payments should therefore not be used for the first transaction.

If no physical card is included for the specific account type, no card delivery needs to be awaited. Any card or payment functions will then become available according to the terms applicable to the account.