- If you wish, you can pay larger installments, or extra payments without separate notice. Extra repayments reduce the debt capital and shorten the repayment period of the credit.
- You can make extra payments using the same reference number.
- If you have a credit account with a store, please note that in many cases, the payment plan is chosen by paying the monthly instalment according to the desired program on the first due date.
- Subsequent monthly instalments must be paid according to the first payment.
- If you want to start a longer payment plan, make a larger lump sum payment only after you have chosen the payment period, i.e. in the second month at the earliest.
- If you have a loan, the extra repayments will reduce the principal of the loan.
- However, a higher payment does not reduce future monthly payments, but shortens the repayment period of the loan.
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