Can I make an extra payment on my loan or credit? – Resurs Bank

Yes, you can make an extra payment on your loan or credit. It does not cost anything extra to make an extra payment or pay off your remaining debt in full.

You can use the same payment details as on your most recent invoice. If you have a credit account, you should check your invoice details before making the payment.

What happens if I make an extra payment?

An extra payment reduces your debt and may shorten the repayment period.

If you pay an amount higher than your regular monthly payment, the future monthly amount does not change automatically. Instead, the extra payment is used to reduce the debt.

Can I make a larger monthly payment?

Yes, you can pay an amount higher than your regular monthly payment. You do not need to contact us before making an extra payment.

If you have a credit account with a special payment plan, other terms may apply. Therefore, check the information on your invoice before making the payment.

What happens if I overpay?

If you pay an amount higher than your current debt, the excess amount will be handled according to the terms and conditions of your loan or credit.

If you have paid off the entire debt and accidentally paid too much, you can contact our customer service through a secure message for help with the refund.

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